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"#text": "<p>Vous êtes chef d’entreprise à la recherche d’ une assurance santé adaptée à votre entreprise ? Quelle que soit la taille de votre entreprise et la nature de votre activité professionnelle, le contrat assurance Santé Prévoyance Groupe est un contrat d’assurance qui offre une couverture des soins de santé à vos collaborateurs.</p>\n<p>Cette solution peut être l’un des principaux avantages sociaux offerts à vos collaborateurs dans le cadre d'une démarche de gestion et de fidélisation des ressources humaines. Avec Santé Prévoyance Groupe, profitez d’une offre globale personnalisée pour répondre aux besoins et spécificités de votre activité professionnelle. </p>\n",
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"#text": "<p><strong>Santé</strong></p>\n<p>Deux types de produits sont à votre disposition selon votre besoin :</p>\n<ul>\n<li><strong>Assurance Maladie Classique</strong> : remboursement d’une partie des frais médicaux, pharmaceutiques et d’hospitalisation</li>\n<li><strong>Assurance Maladie Complémentaire</strong> (AMC) : une Assurance Maladie Complémentaire aux régimes (AMO, CNOPS, CMIM…) vient en complément des remboursements de base. Wafa Assurance procède au remboursement préalable à celui du régime de base (CNSS ou CNOPS) : l'assuré est ainsi remboursé par Wafa Assurance avant même d’être remboursé par son assureur de base.</li>\n</ul>\n<p><br><strong>Gros Risque</strong></p>\n<p>Une Assurance Complémentaire Santé peut être souscrite par l’employeur au profit de son personnel couvrant :</p>\n<ul>\n<li>Les frais médicaux, dépenses hospitalières et de transport (avion, train, bateau) résultant d’une maladie ou d’un accident</li>\n<li>Cette couverture intervient une fois que le plafond du contrat santé est épuisé</li>\n<li>Le plafond de cette assurance gros risque est de 1 million DH.</li>\n</ul>\n<p><br><strong>Incapacité / Invalidité</strong></p>\n<p>Versement d’une indemnité journalière égale à 50% du salaire déclaré en cas d’incapacité et d’une rente jusqu’à l’âge de 60 ans en cas d’invalidité à hauteur de 40% du salaire.</p>\n<p><br><strong>Décès toutes causes / Décès accidentel</strong></p>\n<p>Octroi d’un capital en fonction de la situation familiale et du salaire du défunt.</p>\n",
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